A certificate certificate is a short- or medium-term, dividend-paying, NCUA-insured savings instrument offered by credit unions. A  certificate typically offers a higher rate of dividend than a regular savings or checking account. Certificates can't lose their value and are insured up to $250,000. Investors searching for low-risk investments that can easily be converted into cash should consider a certificate.

NCUA: National Credit Union Administration.

For more information about certificates offered by Global, please select the link below.