Effective 09/09/2022

Auto Loans
Term in Months
APR*1 By Model Year 36 48 60 72 78 84 96
2015-2023 Models 3.60% 3.60% 3.60% 3.85% 4.35% 4.35% 5.10%
2014 and Older Models 4.10% 4.10% 4.10% 4.35% 4.85% 4.85% 5.60%
1-All Auto Loan rates shown include a .15% discount for submitting an application online.
Limited financing is available for salvage/rebuilt titles. Terms and conditions apply.

Example of repayment schedule: Loan of $5,000.00 at 3.35% APR for 36 months will have an estimated monthly payment of $146.73

 
Boat/RV1
Term in Months
APR* By Model year 60 84 120 144 1803
2015-2023 Models 5.00% 5.00% 5.00% 5.00% 5.75%
2014 and Older Models 5.50% 5.50% 5.50% 5.50% 6.
1-"RV" includes but is not limited to: Motor Homes, Fifth Wheels, Campers, and Travel Trailers.
Example of repayment schedule: Loan of $5000 at 5.00% APR for 60 months will have an estimated monthly payment of $94.63
 
Motorcycles, Jet Skis, ATVs, Snowmobiles, Etc.
Term in Months
APR* By Model Year 24 36 48 60 72 84
2015-2023 Models 4.25% 4.25% 4.25% 4.25% 4.25% 5.50%
2014 and Older Models 4.75% 4.75% 4.75% 4.75% 4.75% 6.00%
Example of repayment schedule: Loan of $5000 at 4.25% APR for 24 months will have an estimated monthly payment of $217.68

All rates shown above are "as low as" for members with best credit history. Your rate will be determined at time of approval based on your credit qualifications, collateral, and amount financed.
 
Personal Loans
Loan Type Terms and Guidelines APR*
Signature Loan Minimum payment $50, terms available up to 60 months. Maximum term determined by amount financed. 14.90%
Example of repayment schedule: Loan of $5000 at 14.90% APR for 48 months will have an estimated monthly payment of $138.90
 
Credit Cards
Visa Platinum Visa Gold Visa Classic
APR* 8.90% 9.90% 13.92%
Minimum Finance Charge $0
Balance Transfer Fee $0
Grace Period1 10 Days
Cash Advance Fee $0
Annual Fee $20 None $12

1-Late Fee of $25.00 or the amount of the required minimum payment, whichever is less, is applied on the 11th calendar day following the due date.
In the event you fail to make a payment on time in any of the 6 billing cycles following the violation you will be charged $35.00 or the amount of the required minimum payment, whichever is less.

Minimum monthly payment $20 or 3% of owing balance at time of most recent statement, whichever is greater.


*APR = Annual Percentage Rate. Some restrictions may apply. Contact your local branch for more details.

Federally insured by NCUA. All loans OAC. Equal Opportunity Lender.