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  • 1. What is a debit card? Views: 80 Public
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    A debit card allows you 24-hour access to your checking funds at participating ATMs and at all merchants displaying the MasterCard logo. You can also take cash advance withdrawals from your checking account at any MasterCard merchant bank worldwide.
  • 2. Stage Your Home For a Fast Sale Views: 49 Public
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    Today's real estate market is crowded with inventory, so if you want to sell your home, it has to stand out. Staging, or making it appeal to the broadest possible group of people, is one way to do just that. That means depersonalizing your home so buyers can visualize themselves living in it. Basic staging steps include: Neutralize: Put away family photos, religious items, collections. De-clutter: Pack up knick-knacks, clear off countertops, remove up to half your furniture. Consider ren  More...
  • 3. What financial decisions need to be made after the passing of a loved one? Views: 20 Public
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    Financial Decisions After a Death* Faced with the death of a loved one, many survivors find it difficult to think clearly and don't know where to start with financial decisions and responsibilities. Other than relatives and friends, whom should you call? What legal documents should you gather, and where are they kept? Did the deceased leave instructions for the funeral? Who issues the death certificate and how many do you need? The following information--compiled from the National Endowment fo  More...
  • 4. What is FAB? FAB is Finance And Budgets Views: 18 Public
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    Finance And Budgets may not seem glamorous, but they can be FABulous at helping you achieve your financial dreams. At Global, we are here to be a part of your financial journey. We invite you to explore topics that are important to you. Our interactive courses are easy to use, full of great information and best of all, free. So, get started today and learn more about the things that matter. It’s FABulous! Get started at globalcu.org/FAB
  • 5. What do I need to do with accounts after my spouse has passed? Views: 16 Public
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    Losing a spouse disrupts your world in every way. Trying to remain organized is essential to maintaining your health and safeguarding your financial future. Make sure you have at least 10 copies of the death certificate The death certificate is an essential legal document for the surviving spouse. You cannot file for insurance or Social Security benefits, claim control of joint assets, or obtain your inheritance without a death certificate. Expect many different businesses and agencies to requir  More...
  • 6. Financial Literacy Month Views: 15 Public
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    April is Financial Literacy Month! Global Supports Financial Literacy Month, an entire month dedicated to encouraging and empowering all of our members, both young and young at heart, to learn more about their finances. Did you know? In 2004, April was designated by the US Congress as National Financial Literacy Month. Financial literacy is key to understanding and learning how to save, borrow and invest your money wisely. During the month of April, Global increases our focus on the importanc  More...
  • 7. When should I update the beneficiary information on my account? Views: 13 Public
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    Have you recently married? Divorced? Had a baby? Had a death in the family? If you answer yes to any of these questions, it's time to update your beneficiary designation forms. Beneficiary forms are optional, but it's your responsibility to keep them current. Changes in family status don't automatically change a previous beneficiary form; a benefactor on an old form still could receive the benefits you designated. Frequently asked questions: When should I change my beneficiary desi  More...
  • 8. What is a debit card hold? Views: 7 Public
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    When your debit card is swiped at a merchant it sends our computers a message to verify that the card is valid and there are enough funds available to cover the transaction. Because the actual dollar amount may vary from the intial verification, this transaction will not post right away, but will hold the funds in your account. Example: you receive your bill for dinner at a restaurant. The total due before tip is $50. The server swipes your card to verify that it is valid and then returns th  More...
  • 9. You can deal with overdue payments: Views: 4 Public
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    According to SmartMoney consumers who have missed a payment can recover by considering these suggestions Keep emotions out of it. It's best to put aside any feelings of awkwardness or embarrassment when a payment is delinquent--especially if they prevent you from taking action. When dealing with the lender, keep in mind that this is business, not personal. Seek help immediately . Don't wait. Consumers who find themselves falling behind should start by meeting with a nonprofit credit counselor  More...
  • 10. Protect Your Mobile Phone From Cybercriminals Views: 2 Public
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    If you're like millions of other people, you use your smartphone to send text messages, check your e-mail, access your financial accounts and medical records, and to store data such as contact address lists and maybe even lists of passwords. Unfortunately, you're not doing enough to protect those messages and information from Web-based threats such as viruses and spyware, or the possibility of loss and theft. Take these precautions to keep the information on your smartphone out of the ha  More...
All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.