There are no annual fee associated with an LA Financial Credit Union and Havasu Community Credit Union VISA Debit Card.

It is free to use and all transactions taking place at LA Financial Credit Union and Havasu Community Credit Union ATMs are free of charge. 


Please refer to our Schedule of Fees and Charges under Forms & Disclosures when you use your VISA Debit Card at a non-LA Financial Credit Union and Havasu Community Credit Union ATM. Note: A surcharge may also be assessed at machines owned by other financial institutions.

Through your membership, you have access to your money at over 30,000 ATMs and 5,800+ CO-OP Shared Branch Network locations. Use our locators to find a location near you. Or, you can text your location to MYCOOP (692667) and have the nearest CO-OP ATM location texted to you. Standard texting rates apply.