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If you have a habit of not paying bills on time, or perhaps you just don't like having to write checks out each month, then using automatic bill pay from your checking account is a great solution for you.  If you've been late on making payments, then you know how the late fees and finance charges some companies pass along can really add up.  Having payments automatically withdrawn from your account not only can save you from these fees, it's convenient, too.  No more trips to the post office for stamps or wondering what to do if you've run out of checks.