Terms of Use 

In order for you to get a handle on your debt, it's important to list everything you owe.  Pull together the most recent bills you received, and enter the total amount due on the worksheet provided below.  Be sure to add additional line items as needed.



Home Mortgage or Rent

Personal Loans  
Student Loans  
Credit Cards  
  American Express  
  Gas Card  
  Department Store Card  

 If you're engaged, married, or living with someone, have them fill in the worksheet, too.  Then compare notes to get a handle on what you owe.