Different deposits take longer to clear than others.  Our policy is to delay the availablity of funds from deposits.  It depends when and where the deposit is made, your membership relationship and the type of deposit being made. 

For deposits made at a branch or by mail, the length of the delay is counted in calendar days from the day of your deposit.  If you make a deposit when we are not open, we will consider that the deposit was made on the next calendar day we are open.

Deposits may be required to clear the financial instituion where the funds originated from before they are available to you.  Please refer to the "Disclosure of Delayed Funds" in our Account Agreement and Truth-In-Savings Disclosure and our Electronic Services Disclosure and Agreement for delayed funds information.