Online banking is a free, web-based service that allows LA Financial Credit Union and Havasu Community Credit Union members access to many of their accounts, along with the ability to carry out several kinds of financial transactions. Free account access through online banking is available 24 hours a day, 7 days a week. Once enrolled, members also have access to other online services such as our Online Service & Support Tool, Bill Pay, credit card statements, financial calculators and tools, and much more.