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VISA Debit Cards
Does overdraft protection cover usage of my VISA Debit Card?
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Article Information
Article Information
KBID
252
Date Created:
10/1/2004
Date Modified:
9/13/2018
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Yes, overdraft transfers from savings or lines of credit will take place if you attempt to use your VISA Debit Card and there are insufficient funds in your checking account. Overdraft Privilege may also be used to cover checks. An Overdraft Privilege fee will be charged when the service is used. However, your check will clear and you will not incur any embarrassment or bounced check charges from the person or store that deposited your check.
If you have an overdraft protection source (savings account or line of credit) an Overdraft Protection Transfer Fee will be charged anytime an Overdraft Protection Deposit is posted to your Checking account to cover an overdrawn balance, as already indicated on your Schedule of Fees. To avoid this fee, you can transfer the necessary funds yourself using Online & Mobile Banking prior to the posting of the transaction.
To view fee amounts, please see the Schedule of Fees and Charges under
Forms & Disclosures
.
Related Content
Will I be charged fees from the company to whom I bounced a check?
What is overdraft protection and what options do LA Financial Credit Union and Havasu Community Credit Union offer for overdraft protection?
All information provided through this site is intended to be accurate. However, there may be inaccuracies at times, which we will make every attempt to correct when found. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.
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Does overdraft protection cover usage of my VISA Debit Card?
https://www.fuzeqna.com/lafinancial/ext/kbdetail.aspx?kbid=252
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Forgot Your Password?
Email
Email:
Security Question:
Security Answer:
Favorite Color:
WARNING:
If your Security Question and Favorite Color do not match what you entered at registration in LA Financial
DO NOT CONTINUE
and contact us immediately.
Email
Confirm Email
Password
Password not entered
Retype Password
First Name
Last Name
Birthdate
(mm/dd/yyyy)
Company
WARNING:
Password Security Question
Name of High School graduated from
Last name of favorite teacher
Son's middle name
Daughter's middle name
Pet's name
Square footage of home
First girlfriend's/boyfriend's name
What city were you born in?
On what street did you grow up?
What is your mother's maiden name?
What was your high school mascot?
Password Security Answer
Favorite Color
Terms of Use
I agree to the terms of use.
LA Financial Credit Union and Havasu Community Credit Union value your privacy and will protect your information. We will not sell or share your information with anyone outside of LA Financial Credit Union and Havasu Community Credit Union. In addition, when setting up your profile, you will be given the option to opt-in to receiving any promotional information from us via email. We thank you for taking the time to register with us.
Your inquiry is being encrypted to protect your privacy.