Direct deposit is a service provided by your employer that enables you to have funds from your paycheck automatically deposited each payday into one of your LA Financial Credit Union and Havasu Community Credit Union accounts.

Payroll deduction is a service that allows you to allocate part of your paycheck to be automatically withheld and credited to one or more of your LA Financial Credit Union and Havasu Community Credit Union accounts.  For example, a certain percentage of your paycheck is automatically credited to your auto or home loan.