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Your insurance agent may have very good reasons for steering you towards other insurance products.  Depending on your individual circumstances, term life may not be the best fit for you.  

However, be forewarned that agents make significantly less commission on term policies than on alternative products and some agents are motivated more by their incomes than by your individual needs.. 

Bottom Line: ask lots of questions, carefully consider you and your family's needs and don't be bullied into a decision that is not right for you!