If your account has sufficient overdraft protection to cover the payment, we'll draw against that. Otherwise, the payment will be returned for insufficient funds.

An Overdraft Protection Transfer Fee is charged anytime an Overdraft Protection Deposit is posted to your Checking account to cover an overdrawn balance, as already indicated on your Schedule of Fees and Charges, which can be viewed under Forms & Disclosures. To avoid this fee, you can transfer the necessary funds yourself using Online & Mobile Banking prior to the posting of the transaction.