Maybe. Your credit history is an important consideration in granting a loan decision. It will depend on the extent and type of credit problems you've had. We will consider how you have used credit, your history of making payments on time, and the extent to which you leverage credit now to meet your monthly obligations. We'll look carefully at your ability and willingness to meet your obligations over the last 24 months.

There are alternative lending programs available for borrowers with past credit problems, including prior bankruptcies. If we cannot help you meet your home financing needs with a traditional loan, we may be able to suggest other options to you. Please call one of our Member Care Representatives to discuss your personal situation in detail.