Your question regarding a hold on a payroll check would depend on whether or not your payroll check is from a commonly known company. For instance, if your payroll check is from L. A. County, you would receive immediate credit on your deposit. 

Timing on availability may be delayed depending on if you made your deposit through an ATM, or very late in the day, or if you placed the deposit in a drop box inside one of our branches.  There may be a delay in availability if you are a new member with the Credit Union as well. 

There is no one correct answer to your question as you can see.  There are many variables that may affect the availability of your funds.