LA Financial Credit Union and Havasu Community Credit Union add the total of any first mortgage balance to your new home equity and divide it by your property's assessed value. This determines your loan-to-value ratio.

LA Financial Credit Union and Havasu Community Credit Union offers home equity loans up to 100% loan-to-value.
 
For more information on our home equity loans, click here:  https://www.lafinancial.org/site/loans_home_equity.asp