Terms of Use 

You know the saying: "If it sounds too good to be true it probably is." Bottom Line:  Always listen to your gut

Although we all like to believe in the best in people, be aware that not everyone always has good intentions!  Care must be taken to not get cheated out of your hard-earned money!

Below we have provided some common sense guidelines to avoid getting scammed.

  • Don’t allow yourself to be pushed into a quick decision. Almost everything that's a good deal today will still be a good deal a week from now.

  • Always request written information, by mail, about the product, service, investment or charity and about the organization that's offering it.

  • Don't make any investment or purchase you don't fully understand. Swindlers commonly try to convince individuals that they are making an informed decision.

  • If an investment or major purchase is involved, request that information also be sent to your accountant, financial advisor, banker, or attorney for evaluation and an opinion.

  • Before you make a final financial commitment, ask for a refund provision in writing.

  • Beware of testimonials that you may have no way of checking out.

  • Don't provide your credit card number and bank account information over the phone.

  • If necessary, hang up or walk away. If you hear your own better judgment whispering that you may be making a serious mistake, just say good-bye.

  • Ask what state and/or federal agencies the firm is regulated by, and contact the agency.

Remember to use common sense and to not rush into decisions and you will reduce your chances of getting swindled.