Terms of Use:

  • Pay stubs for the past 2-3 months

  • W-2 forms for the past 2 years

  • Information on long-term debts

  • Recent bank statements

  • Tax returns for the past 2 years

  • Proof of any other income

  • Address and description of the property you wish to buy

  • Sales contract

During the application process, the lender will also order a report on your credit history and a professional appraisal of the property you want to purchase. The application process typically takes between 1-6 weeks.