KBID 428 Date Created: 9/17/2010 Date Modified: 1/17/2020
Terms of Use A required minimum distribution (RMD) is the minimum amount you must withdraw from your account each year. You generally have to start taking withdrawals from your IRA, SEP IRA, SIMPLE IRA, or retirement plan account when you reach age 72. Roth IRAs do not require withdrawals until after the death of the owner.