Terms of Use
Federal TCC (The "Federal COBRA")
If you are a federal employee, you do not use COBRA. Instead, you use Temporary Continuation of Coverage (TCC) to maintain your FEHB health benefits.
Bonus Protection: Federal employees get a 31-day extension of coverage at no cost after separating. TCC only kicks in after those 31 days are over.
How to Enroll Contact your agency's personnel office within 60 days of losing coverage to request an election form.
Duration 18 months for former employees; up to 36 months for children aging out or former spouses.
Premium Cost You pay 102% of the total premium (your share + the government's share).
Dental & Vision Note: FEDVIP (Dental/Vision) does not
have a TCC option. These end when you leave.
Tip: Because TCC requires you to pay the full government share of the premium, it is often much more expensive than plans found on the Health Insurance Marketplace. Always compare before electing TCC.
Did this answer your question?