Terms of Use 
 

Medicare Part D offers more protection than ever before. The "donut hole" coverage gap has been eliminated and replaced with a hard cap on what you pay for your medicine.

$2,100 Annual Out of Pocket Cap:  Once you reach this limit, you pay $0 for covered prescriptions for the rest of the year. 

Monthly Installments The new Prescription Payment Plan lets you spread your costs over the year instead of paying all at once.
Standard Deductible The 2026 maximum annual deductible is $615 though many plans offer lower deductibles.
Negotiated Pricing Medicare's lower negotiated prices for top-selling drugs like Eliquis and Jardiance are now in effect.
When to Change Plans: The Annual Open Enrollment period runs from October 15 to December 7. Any changes you make will take effect on January 1. If you qualify for "Extra Help," you may be able to switch plans more frequently.

For personalized help, call 1-800-MEDICARE or visit Medicare.gov to compare the plans available in your specific zip code.