KBID 693 Date Created: 9/17/2010 Date Modified: 4/24/2026
Terms of Use
Yes. Individuals 50 and older can make an additional "catch-up" contribution of $1,100 in excess of the annual IRA contribution limit in 2026. The annual IRA contribution limit is $7,500 for those under age 50. The catch-up amount is added to the standard limit, so the total cap is $8,600. Catch-up contributions to an IRA are due by the due date of your tax return (not including extensions).