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RCU repossessed (or I gave back) my car. Am I still responsible for the loan payments?

Yes, you are still responsible for the loan payments. RCU will continue to report your loan to the credit bureaus, and you are still liable for the monthly loan payments. After we sell your car, we will credit your loan with the proceeds (minus repair costs and fees to sell the car). You may still owe a substantial amount after sale of the vehicle and are still obligated to make your full monthly payment under the original loan agreement. We will be happy to work with you to lower these payments.