Skip nav to main content.

Can I make contributions to my IRA for last year?

If you are a calendar year taxpayer (like most people), you may be able to make contributions to your traditional or Roth IRA for either the current tax year or the prior tax year. IRS rules allows the following contributions:

  • January 1st  through Tax Day (typically April 15th): You may make contributions for either the current year or the prior year.
  • Day after tax day (typically April 16th) through December 31st: You can make contributions for only the current year.