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Business Visa
Loan Product Business Plus Visa
Credit Limit $5,000 to $50,000
Interest Rate Variable Interest* Prime + 4.00% to Prime + 8.00%
Grace period for repayment of balances for purchases 25 Days
Method for computing the balance for purchases Average Cash Advance and Balance Transfer APR 14.9%. Delinquent rate after two billing cycles = 18.0%
Other APRs Average Cash Advance and Balance Transfer APR 14.9%. Delinquent rate after two billing cycles = 18.0%
Transaction Fee for Purchases None
Transaction Fee for Cash Advances 3% of advance amount or $5.00, whichever is greater.
Late Payment Fee $25.00; Late fee is assessed when payment is 15 or more days past due.
Over Limit Fee $20 per occurrence per statement cycle.
Program Fee $0.00 Including Redwood Rewards Program

*Prime Lending Rate is   as of   as published in the Wall Street Journal.