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Product Interest Rates Fees Maturity/
Amortization
Commercial Real Estate Loans (up to 75% Loan to Value subject to appraisal) Fixed rates based on the 5 Year Constant Maturity Treasury Index plus margin. Up to 1.00% of loan amount plus out of pocket costs. Up to 15 years / Up to 25 years
SBA Commercial Real Estate Loans (up to 90% Loan to Value subject to appraisal) Floating and fixed rates based on the Prime Rate plus margin. Up to 2.75% of loan amount plus out of pocket costs. Up to 25 years / Up to 25 years
SBA 7(a) Loans (Equipment & Bus. Expansion) Floating rate based on the Prime Rate plus margin. Up to 2.75% of loan amount. Up to 10 years / Up to 10 years
Business Auto Loans Under $50,000 Fixed rates based on the Prime Rate plus a margin of up to 2.25%. $200 Up to 7 years
Unsecured Term Loans Under $50,000 Floating rate based on the Prime Rate plus a margin of up to 4.00%. $200 Up to 7 years
Unsecured Lines of Credit Under $50,000 Floating rate based on the Prime Rate plus a margin of up to 5.00%. $200 Up to 5 years

*Prime Lending Rate is   as of   as published in the Wall Street Journal.