Under Federal Regulation D (Reg D), savings AND money market accounts are limited to a combined maximum of 6 of the following transactions per month for both account types:

  • Overdraft protection transfers
  • Automatic withdrawals other than loan payments
  • Transfers by phone or fax
  • Check withdrawals
  • Online Banking transfers

It's important to remember that there are no restrictions on the number of transactions that you can perform on your checking account.

To view the number of Reg D transfers which have taken place on your savings or money market account for the month, click on the name of the account on your Accounts Summary screen. Toward the top of the screen, the Reg D Transfer Limit is displayed:

Reg D Transfer Limit