Earn valuable rewards points each time you use your RCU Visa credit or debit card* with our free Redwood Rewards program.

How to earn rewards points:

  • Earn 1 point for every $1 spent using your RCU Rewards Visa credit card
  • Earn 1 point for every $2 spent using your RCU Rewards Visa debit card**
  • Earn 1.25 points for every $1 spent using your RCU Visa Signature® credit card

Credit and debit rewards points are combined, so you'll earn rewards even faster!

Reward Yourself - redeem your points for:

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Cash Back

1% cash back (deposited into your RCU account). 
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Purchase Points

Short on points? Purchase the remaining points for your travel plans or other items.
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Flexible travel points for airfare, cruises, hotels, car rental and more.
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Gift Cards & eGift Cards

Choose from a variety of popular national retailers and restaurants!
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A wide selection to choose from, including electronics, household items, jewelry and more!
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Earn bonus points for shopping on the Redwood Rewards website. Simply use your RCU Rewards Visa credit or debit card using the ShoppingFLING link

For a complete list of available retailers, merchandise and travel options, plus full program details and rules, please log into your RCU online account and go to the Rewards tab.

* Debit Rewards available for personal accounts only. Business Accounts are not eligible for Debit Rewards.
** Signature-based transactions only

Convenience checks, cash advance transactions and balance transfers are excluded from earning points.