Account information is current at the time of login. We display your available balance and your current balance including pending transaction.

Available Balance

Your available balance is the amount in your account that is not currently on hold. Visa Debit card transactions and check holds can affect your available balance.

Some examples are:

  • Merchant holds are placed when you use your Visa debit card as a Visa transaction or Point of Sale (POS) transaction.
  • Check holds will affect your balance and decrease the amount available to use with purchases, withdrawals, checks or ATM transactions.

Current Balance

The current balance is the balance that is in your account to perform transactions against. Your current balance may not reflect outstanding items you have authorized that have not cleared your account such as checks, Visa debit card transactions or Electronic transfers.

Available and Current Balance on the Account Summary