A temporary credit freeze lift allows a credit reporting agency to release your credit report to a specified party (this is known as a specific third party lift) or to all third parties with a permissible purpose for a specified period of time (known as a global lift).

To obtain a temporary lift, you must contact the credit reporting agency with which you placed the freeze. You will be asked to provide proper identification and the unique personal identification number (PIN) or password assigned to you.   You also must indicate the amount of time that you would like the freeze to be lifted or the specific party that can access the report.  Credit reporting agencies generally are required to lift a freeze within 15 minutes of their receipt of an electronic request to do so.