Our Member Service Center can be contacted at 1 (800) 479-7928 or 707-545-4000 to initiate a wire transfer, as long as the account has a valid email address on file. We are also able to initiate wire transfers at any branch location.

Outgoing wire transfers come with a cost recovery charge of $25.00

For incoming wire transfers, here is a list of the information needed for a wire transfer into your RCU account:

  • Receiving institution name: Redwood Credit Union
  • Receiving institution ABA (routing number): 321177586
  • Your account type: (e.g., Checking, Savings, etc.)
  • Your RCU account number:
  • Your address as it appears on your account

The Federal Reserve closes wire business at 3pm PST therefore all wires coming to RCU will be received by 3pm. Incoming wires post twice each business day.

For outgoing wire transfers, here is a list of information needed for sending a wire transfer from your RCU account. For best results, please contact the receiving institution to obtain their "wire-in" instructions:

  • Beneficiary Name
  • Beneficiary Account Number
  • Beneficiary address on the account you are sending the wire to
  • Receiving institution name
  • Receiving institution city & state/country
  • Domestic Wire: Receiving institution ABA/Routing Number
  • International Wire: Receiving institution SWIFT/BIC Code
  • Note: For international wires, please note that certain countries require additional information. Please contact our Member Service Center at 1 (800) 479-7928 for more information.

Incorrect wire instructions will result in the return of the wire transfer. If a wire is rejected, you will be charged our wire transfer fee and any rejection fees assessed by the Beneficiary and Intermediary institutions if applicable.

All Outgoing wire requests must be done using our current wire request form and signed. Outgoing wire requests received by 12:00 pm will be processed the same business day.

For international wire transfers see the related articles for helpful information.