Back-to-school shopping is the 2nd largest expense families have each year. The average family spends a minimum of $600 to nearly $900 per child during this time. [1] It’s never too early to start planning with these helpful tips:

  • Make a list of what you need before shopping, and buy only what’s on your list to help avoid impulse spending.
  • Spread out your spending by starting your shopping earlier. Experts recommend starting as early as two months prior.
  • Shop for sales at discount stores or online, and don’t forget to comparison shop to make sure you are getting the best value!

RCU’s Visa Platinum Credit Card is a great way to cover those back-to-school expenses—with low rates, no annual or balance transfer fees, [2] and an unbeatable rewards program that allows you to combine points with your debit rewards. RCU’s Visa Credit Card also has convenient online payment services and budgeting tools to help you manage expenses.

Save & Earn More with an RCU Visa!

3 Easy Ways to Apply: 
  1. Online at
  2. Call 1 (800) 479-7928
  3. Visit your local RCU branch

[1] National Retail Federation website, June 2012, “Back-to-School Spending Grows as Parents Restock, Replenish Children’s Needs”. Financial tips provided in partnership with BALANCE Track Money Management.

[2] Click here for the latest rates & fees. All rates, terms and special offers subject to change. For cash advances at non-RCU locations, the greater of 2% of the advance amount or $20 will apply. Certain restrictions apply.