When you transfer funds from your Redwood Credit Union Account to your RCU VISA we record the date of transfer as your payment date.

Payments applied to your VISA will be deducted from your checking or savings share immediately, and processed. Processed payments are available as credit on your RCU VISA at midnight the following business day. For example:  

 

ü Monday payment will debit your account immediately, and credit will be available Tuesday @ midnight.

ü Friday payment will debit your account immediately, and credit will be available Monday @ midnight.

ü Saturday payment will debit your account immediately and credit will be available Tuesday @ midnight.

ü VISA Online payments will post the same day if made before 2:00 pm Pacific Time.