Our Visa Credit Builder card is a great way to build or repair credit. The Credit Builder card has a low variable rate, no annual fee and no penalty APR. The Credit Builder Visa may require that funds are secured in your share account while your credit is improving.

You will receive financial tips, budgeting tools and access to your credit score to track you progress. Credit Builder accounts are automatically reviewed for line increases and interest rate reduction.

Click here for Rates and Information. 

All rates, terms, and special offers subject to change. Certain restrictions apply. The Visa Credit Builder may be a secured card. If the card is secured, a savings account will be pledged. For cash advances at a non-RCU location, the greater of 2% or $20 will be charged.