Why haven't I received my Tax Statement:

  • Did your account meet the minimum amount needed to report to the IRS (Reporting Threshold) to receive a tax statement for that account? Please refer to the table below for guidelines.
  • Is the correct address on file? To change your personal information in Online Banking, go to the Profile & Security tab. You can also contact our Member Services Center to update your address and order a copy of your statement to be mailed to you.
  • You can also view your tax statements in Online Banking under the Statements tab and select Tax Documents.

Please refer to the table below for tax statement information and mailing dates. Check the Reporting Threshold to see if you have met the minimum amount needed to report to the IRS to receive a tax statement for that account.

Online Banking Tax Statements

You can access your tax statements for your savings or certificate, first mortgage, second mortgage, HELOC or Pershing investment accounts in one location by clicking on the Statements tab and selecting Tax Documents within Online Banking. For more information about Online Banking Tax Statements please view the article below:

Request Copies

If you need copies of your tax statement you have a couple of options:

  • RCU maintains 1099-INT and 1098 documents for two years Online. Log in to Online Banking under the Statements tab and select Tax Documents.
  • If you need copies of prior years' tax documents mailed to you, please contact our Member Services Center.
  • You can also request copies of your tax documents by visiting your local branch.

Mortgage Tax Statement 1098

If your 1098 mortgage tax statement does not appear within Online Banking please contact DMI at 1(866) 669-8615.

Tax Statement Errors

If your year end tax statement does not accurately reflect account information as of December 31st, please contact our Member Services Center or visit your local branch, to correct the form.

Tax Statement

Estimated

Mailing Date

Reporting Threshold
1098: Interest paid on Mortgage accounts

01/31/2018

$600 and above
1099-C: Charged off loans and foreclosed property

01/31/2018

None

1099-A: Foreclosed properties

01/31/2018

None

1099-INT: Interest earned on deposit accounts

01/31/2018

$10 and above
1099-R, 1099-SA: 1099Q: IRA, HSA, & Coverdell distributions

01/31/2018

$10 and above

5498: IRA Fair Market Value

05/31/2018

None

5498-ESA: Coverdell Contributions

05/01/2018

None

5498 IRA Contributions

05/31/2018

None

5498-SA: HSA Contributions 05/31/2018

None