We’re here to help.

At Redwood Credit Union (RCU), we’re committed to your financial success, and we want to help you to avoid overdrafts. While services like Overdraft Pay Advantage can reduce the cost of an overdraft in the event of a mistake or unexpected expense, careful spending and budgeting are still the best way to manage your money effectively. 

RCU offers these resources to help you manage your accounts:

Overdraft Account Transfer

Overdraft Line of Credit

Online Resources

Automatically transfers funds from your RCU savings or money market to your checking account in $100 increments to cover the transaction.

This is a free service, limited by regulation to 6 transactions per month.

Advances funds from your line of credit in $100 increments to your checking account to cover the transaction.

If there is a balance, daily interest is charged. If there is no balance, no interest or fees are charged.

Free money management and budgeting tools are available online at www.redwoodcu.org on our Life Planning & Education page.

Online & Mobile Banking, and Alerts

BALANCE Financial Fitness

Monitor your account balances in real time, and set up text or email alerts to let you know when your balance is low.

Free confidential budgeting and money management assistance from BALANCE Financial Fitness. Visit www.balancepro.net or call

1 (888) 456-2227 for help.

We value your relationship with us, and want to help you succeed. Please visit any of our branches or call us at 1 (800) 479-7928 for assistance. Thank you for allowing RCU to serve your financial needs.