Your bankruptcy does not directly impact your Visa Debit card or ATM card. However, if you stop making payments to your loans, your RCU debit and ATM card access is automatically blocked (regardless of the bankruptcy status). If your loan is covered by a bankruptcy, you generally are not under any obligation to make payments to your loan. However, if you would like for your Visa Debit Card or ATM card to remain active, regular voluntary payments are required.