Preparing A Budget At Redwood Credit Union, we love to help you succeed and creating, maintaining, and sticking to a budget can be a huge part of your financial success! With that, we thought we'd provide you with a couple of tools to help you build, assess, and keep on top of a budget. While a budget is generally thought to be a rigid plan on how you can spend your money, thinking of it as a spending plan may be beneficial as it does not sound so tedious or restrictive and it better impli  More...

To verify an RCU issued cashier's check is real and hasn't been cashed, please call Money Gram at 1-800-323-6873 and follow the automated instructions. One way Fraudsters attempt to ease your concerns about a fraudulent scheme is to mail you a Cashier’s Check. We have all come to trust these checks as being reliable yet the Fraudsters have become very good at counterfeiting these items or altering stolen cashier’s checks. These items are often presented under the following circumsta  More...

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Signature Loans Given their maximum limits and a wide range of terms, signature loans (also known as personal loans) can be used for a variety of different purposes: Loan amounts up to $50,000 Fixed rates Flexible terms from 36-84 months Consolidate debt, buy a new computer, get braces for your child, purchase an older vehicle, buy that engagement ring, etc! View our rates

A personal loan is an amount of money that you borrow for a specified length of time. You make fixed monthly payments, which reduce the amount of the loan until it is paid in full. A line of credit is an open-ended revolving credit line with a specified credit limit. It is similar to a credit card account except you use special personalized checks or drafts to access the funds rather than a plastic card. Your payment is based on the payment amount option you choose and the amount of the line you  More...

Auto Loan Calculator To understand the total cost of a vehicle, you need to consider other expenses, like insurance, repairs, and maintenance. The cost of car insurance is often the most expensive part of car ownership. In California, the average annual cost of car insurance is $2,110.00, but the actual cost varies per vehicle model. The average cost to repair and maintain a vehicle is around $900 per year. Factors that can affect your car maintenance costs include: Driving habits Climate Mileag  More...

Understanding FICO ® Scores I ntroduction to Credit Scoring - FICO ® Score About FICO ® Scores New Credit - FICO ® Scores Credit Card - FICO ® Scores Student Loan - FICO ® Scores Mortgage - FICO ® Scores Bankruptcy - FICO ® Scores More about FICO ® Scores Financial Health Glossary of Credit Terms - FICO ® Scores FICO ® Score Decisions - Video Series FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Red  More...

Concerned About Your Mortgage? Let us help. If you’re experiencing financial distress and are potentially facing the prospect of foreclosure, let RCU help. We are committed to assisting Members and our communities in identifying options to help them stay in their homes. How to take action: There are many resources available to help you prevent foreclosure if you take action now. These resources include: Contact RCU Directly: We encourage you to contact us directly at 1 (800) 479-7928, ex  More...

h1 { font-size: 13pt; font-weight: bold; } [Skip to Content] Credit Union Certificate Calculator Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information to calculate your annual percentage yield (APY) and ending balance. Javascript is required for this calculator. If you are using Internet Explorer, you may need to select to 'Allow Blocked Content' to view this calculator. For more information about these financial calculators please visit:   More...