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Credit Cards
Why are the finance charges for cash advances I get with my credit card figured differently from purchases that I make with my credit card?
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Article Information
KBID
181
Date Created:
4/25/2018
Date Modified:
2/2/2024
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Finance charges are determined as follows:
Cash advances have no grace period and accrue interest from the date of advance.
Purchases have a grace period of 25 days in full.
All interest is posted on the cycle date.
Related Content
What are the annual fees and interest rates of the different credit cards offered by Monterra Credit Union?
All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.
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Why are the finance charges for cash advances I get with my credit card figured differently from purchases that I make with my credit card?
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Son's middle name
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Pet's name
Square footage of home
First girlfriend's/boyfriend's name
What city were you born in?
On what street did you grow up?
What is your mother's maiden name?
What was your high school mascot?
Password Security Answer
Favorite Color
Terms of Use
I agree to the terms of use.
Monterra Credit Union values your privacy and will protect your information. We will not sell or share your information with anyone outside of Monterra Credit Union. Registration only requires that you provide a few key pieces of information. When setting up your profile, you will be given the option to opt-out of receiving any promotional information from us via email. We thank you for taking the time to register with us.
Your inquiry is being encrypted to protect your privacy.