Service Charges Effective June 1, 2002

 

 Monthly Service Charge for Checking Accounts
A fee of $5.00 per month will be assessed. The following accounts will not be charged this fee:

SmartChoice accounts
Checking accounts with balance >$2000.00
Checking accounts with balance >$500.00 and a Debit Card, direct deposit and Smartline/Smartlink
eChecking accounts
Prime Checking accounts

Share Account Maintenance Charge
A fee of $5.00 per month will be assessed. The following accounts will not be charged this fee:

SmartChoice accounts
S1 balance >$200
Accounts with any other service such as: another share, loan, Visa Credit Card, Visa Debit Card, SmartLink, or complete a transaction using SmartLine
Youth accounts (17 and younger)

Excess Teller Withdrawal Charge
Members may make up to 4 account withdrawals per month from a teller at the credit union with no fee. Each additional withdrawal in a one month period will be charged a fee of $5.00 per transaction. This does not include withdrawals made via ATM, Smartline, or Smartlink. The following accounts will not be charged this fee:

SmartChoice accounts
Accounts with  total share balances of $200.00 or greater
Accounts with total loan balances (including Visa Credit Card) of $5000.00 or greater

Telephone Transfer Charge
Members who request a transfer via the telephone will be charged $1.00 per transfer. The following accounts/transactions will not be charged this fee:

SmartChoice accounts
Transfers made via ATM, Smartline, or Smartlink

Check Cashing Charge
A fee of $5.00 will be assessed for each check that is cashed (fee does not apply to checks drawn on PCU). The following members (any account type) will not be charged this fee if one of the following conditions are met:

SmartChoice accounts
Youth accounts (17 and younger)
Accounts with total share balances of $200.00 or greater
Accounts with total loan balances (including Visa Credit Card) of $5000.00 or greater