The following fees are effective 06/01/2023 and subject to change.
 
SERVICE FEES
Membership Fee (Age 18 and older) $20.00
Cashier's Check Fee (after 1 free per day) $3.00 per check
Money Order Fee $3.00 per money order
Safe Deposit Box Annual Fee $20.00-$65.00
Safe Deposit Box Lost Key Fee $10.00
Safe Deposit Box Drill Fee At Cost
Incoming Wire Fee $10.00
Outgoing Domestic Wire Fee $25.00
Outgoing International Wire Fee $40.00
Membership Closure Fee (if closed within 90 days of opening) $5.00
Garnishment/Levy Processing Fee $35.00
Bad Address Fee $5.00 per month
Prior Statement Copy Fee $2.00 per statement
Deposited/Payment Items Returned Fee (any reason) $30.00 per returned item
On Demand ACH Posting Fee $10.00 per item
Coin Counter Fee Free for members, 5% of amount for non-members
SHARE ACCOUNT FEES
Basic Savings Fee (waived with any other product or service or minimum balance of $200.00) $5.00 per month
SHARE DRAFT FEES
2nd Chance Checking Account Monthly Fee $15.00 per month
Stop Payment Fee $30.00 per item
Stop Payment Fee via It's Me 247 or CU*Talk $15.00 per item
Check Copy Fee (1st 2 each statement period free) $5.00 per copy
Check Copy Fee via It's Me 247 Free
Account Research and Checkbook Balancing Fee $25.00 per hour
Automatic Overdraft Transfer Fee $2.00 per transfer
Checks and ACH Items Non-Sufficient Funds Return Fee $30.00 per presentment
Checks and ACH Items Non-Sufficient Funds Paid Fee $30.00 per item
Account History Fee $1.00 per history
Temporary Checks Fee (minimum 4 checks) $0.25 per check/$1.00 minimum
Non-Micr Encoded Checks Fee $5.00 per check
VISA DEBIT/ATM CARD FEES
Card Replacement Fee $10.00 per card
Recurring Debit Card Transaction Non-Sufficient Funds Paid Fee (must opt-in) $30.00 per item
VISA CREDIT CARD FEES
Card Replacement Fee $10.00 per card
Rush Delivery Fee $35.00
Copy of Visa Draft Fee $4.00 - $12.00 per copy
Over Limit Fee (must opt in) Up to $35.00
ATM Cash Advance Fee Variable
Late Fee (6 days or more past due) Up to $35.00
INDIVIDUAL RETIREMENT ACCOUNT (IRA) FEES
Account Closure Fee $25.00
LOAN FEES
Title Transfer/UCC Filing Fee Variable - Actual charge by third party licensing agent
Telephone Loan Payment Fee (via ACH or Debit Card from another financial institution) $15.00 per payment
Late Fee (6 days or more past due) $20% of the interest due or $35.00 whichever is greater
MORTGAGE LOAN FEES
Mortgage Application Fee $50.00
Home Equity Line of Credit Application Fee $50.00
1st Mortgage Origination Fee 0.50%
1st Mortgage Underwriting Fee $325.00
Recording Fee Variable
Deed of Trust Filing Fee Variable
Title Search Fee Variable
Reconveyance Fee $100.00
Appraisal Fee (minimum) $350.00
Drive By Appraisal Fee
30 Mile Radius $45.00
60 Mile Radius $95.00
Over 60 Miles Appraisal done by professional appraiser