The following fees are effective 06/01/2023 and subject to change.
| SERVICE FEES |
| Membership Fee (Age 18 and older) |
$20.00 |
| Cashier's Check Fee (after 1 free per day) |
$3.00 per check |
| Money Order Fee |
$3.00 per money order |
| Safe Deposit Box Annual Fee |
$20.00-$65.00 |
| Safe Deposit Box Lost Key Fee |
$10.00 |
| Safe Deposit Box Drill Fee |
At Cost |
| Incoming Wire Fee |
$10.00 |
| Outgoing Domestic Wire Fee |
$25.00 |
| Outgoing International Wire Fee |
$40.00 |
| Membership Closure Fee (if closed within 90 days of opening) |
$5.00 |
| Garnishment/Levy Processing Fee |
$35.00 |
| Bad Address Fee |
$5.00 per month |
| Prior Statement Copy Fee |
$2.00 per statement |
| Deposited/Payment Items Returned Fee (any reason) |
$30.00 per returned item |
| On Demand ACH Posting Fee |
$10.00 per item |
| Coin Counter Fee |
Free for members, 5% of amount for non-members |
| SHARE ACCOUNT FEES |
| Basic Savings Fee (waived with any other product or service or minimum balance of $200.00) |
$5.00 per month |
| SHARE DRAFT FEES |
| 2nd Chance Checking Account Monthly Fee |
$15.00 per month |
| Stop Payment Fee |
$30.00 per item |
| Stop Payment Fee via It's Me 247 or CU*Talk |
$15.00 per item |
| Check Copy Fee (1st 2 each statement period free) |
$5.00 per copy |
| Check Copy Fee via It's Me 247 |
Free |
| Account Research and Checkbook Balancing Fee |
$25.00 per hour |
| Automatic Overdraft Transfer Fee |
$2.00 per transfer |
| Checks and ACH Items Non-Sufficient Funds Return Fee |
$30.00 per presentment |
| Checks and ACH Items Non-Sufficient Funds Paid Fee |
$30.00 per item |
| Account History Fee |
$1.00 per history |
| Temporary Checks Fee (minimum 4 checks) |
$0.25 per check/$1.00 minimum |
| Non-Micr Encoded Checks Fee |
$5.00 per check |
| VISA DEBIT/ATM CARD FEES |
| Card Replacement Fee |
$10.00 per card |
| Recurring Debit Card Transaction Non-Sufficient Funds Paid Fee (must opt-in) |
$30.00 per item |
| VISA CREDIT CARD FEES |
| Card Replacement Fee |
$10.00 per card |
| Rush Delivery Fee |
$35.00 |
| Copy of Visa Draft Fee |
$4.00 - $12.00 per copy |
| Over Limit Fee (must opt in) |
Up to $35.00 |
| ATM Cash Advance Fee |
Variable |
| Late Fee (6 days or more past due) |
Up to $35.00 |
| INDIVIDUAL RETIREMENT ACCOUNT (IRA) FEES |
| Account Closure Fee |
$25.00 |
| LOAN FEES |
| Title Transfer/UCC Filing Fee |
Variable - Actual charge by third party licensing agent |
| Telephone Loan Payment Fee (via ACH or Debit Card from another financial institution) |
$15.00 per payment |
| Late Fee (6 days or more past due) |
$20% of the interest due or $35.00 whichever is greater |
| MORTGAGE LOAN FEES |
| Mortgage Application Fee |
$50.00 |
| Home Equity Line of Credit Application Fee |
$50.00 |
| 1st Mortgage Origination Fee |
0.50% |
| 1st Mortgage Underwriting Fee |
$325.00 |
| Recording Fee |
Variable |
| Deed of Trust Filing Fee |
Variable |
| Title Search Fee |
Variable |
| Reconveyance Fee |
$100.00 |
| Appraisal Fee (minimum) |
$350.00 |
| Drive By Appraisal Fee |
|
| 30 Mile Radius |
$45.00 |
| 60 Mile Radius |
$95.00 |
| Over 60 Miles |
Appraisal done by professional appraiser |