This coverage will pay medical bills if a covered driver and/or passengers are injured while in an insured vehicle regardless of who is at fault in the accident.

This coverage may also extend to policyholders and their family members if they are a passenger in another vehicle or are injured while on foot and hit by an automobile.

The coverage is limited to the amount of protection that you chose when you purchased your insurance. For example, in the state of PA, medical benefits falls under the coverage of First Party Benefits (FPB), the medical portion of this coverage is mandatory.

Additional FPB coverage in PA allows you to choose coverage to help pay for lost income, accidental death and funeral costs.