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First-Time Homebuyers
Lenders/Realtors/Nonprofits
I have a borrower with 1.75 years of work history. Prior to that she was in another country and was self employed. Her country did not require her to file taxes due to the amount her income was. Do we need to wait for a full 2 year history here?
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KBID
699
Date Created:
10/29/2024
Date Modified:
10/29/2024
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We don't have overlays about work history. Please follow Fannie/Freddie and your underwriting guidelines.
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.
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I have a borrower with 1.75 years of work history. Prior to that she was in another country and was self employed. Her country did not require her to file taxes due to the amount her income was. Do we need to wait for a full 2 year history here?
https://www.fuzeqna.com/calhfa/ext/kbdetail.aspx?kbid=699
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Email
Email:
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If your Security Question and Favorite Color do not match what you entered at registration in
DO NOT CONTINUE
and contact us immediately.
Email
Please enter your email address.
Please enter a valid email address.
Confirm Email
Please enter your email address.
The email addresses entered don't match. Please correct.
Password
Password not entered
Please choose a password composed of 6 to 20 varied letters, numbers and special characters, without whitespace characters or any of the following special characters: ' " / \ < >
Retype Password
The retype password must be the same as new password to confirm your password change. Please re-enter the retype password.
First Name
You must supply a first name.
Last Name
You must supply a last name.
Birthdate
(mm/dd/yyyy)
You must enter a birthdate.
The birthdate entered is invalid.
The birthdate entered is invalid.
Company
WARNING:
Password Security Question
Name of High School graduated from
Last name of favorite teacher
Son's middle name
Daughter's middle name
Pet's name
Square footage of home
First girlfriend's/boyfriend's name
What city were you born in?
On what street did you grow up?
What is your mother's maiden name?
What was your high school mascot?
Password Security Answer
You must provide an answer to the password security question in order to recover your password if lost.
Favorite Color
To improve security, you must provide a favorite color.
Terms of Use
I agree to the terms of use.
Your inquiry is being encrypted to protect your privacy.