KBID 165 Date Created: 4/25/2018 Date Modified: 11/19/2025
Yes, college students with no credit history can obtain their first credit card at Monterra Credit Union with a $100.00 credit limit, by applying for a Student Visa Credit Card with a purchase interest rate as low as 2.99% for the first 12 months. If the college student has limited income, a co-applicant may be required. Learn more about Monterra's Credit Cards >