Terms of Use 

The documents and information you’ll need will largely depend on the type of loan you're applying for. In general, you will need to provide personal details, income verification, employment info, a credit report, and any documents related to assets or collateral. 

• Pay stubs for the past 2-3 months

• W-2 forms for the past 2 years

• Information on long-term debts

• Recent bank statements

• Tax returns for the past 2 years

• Proof of any other income

• Address and description of the property you wish to buy

• Sales contract

During the application process, the lender will also order a report on your credit history and a professional appraisal of the property you want to purchase. The application process may take between 1-6 weeks.