This is a free service we're offering to help our members get their budgets back on track and improve their credit. Here are some of the services available through BALANCE:

 Toll-free Info Line - Get questions answered instantly by a certified counselor.

 Money Management Counseling - Counselors will take a closer look at your spending and savings plans and develop a plan of action to help you meet your goals.

 Debt Management - If bills are piling up, BALANCE can review your options and provide a structured repayment plan.

 Credit Report Review - A counselor will review the your credit report with you, making sure you know your rights. They can also provide a copy of a low-cost credit report.

 Housing Counseling - Buying a home is one of the biggest financial commitments consumers will ever make. BALANCE will help you create a plan to make this dream a reality.