Terms of Use 
In order for you to get a handle on your debt, it's important to list everything you owe. Pull together the most recent bills you received, and enter the total amount due on the worksheet provided below. Be sure to add additional line items as needed.
Item
|
Amount |
Home Mortgage or Rent
|
|
Car |
|
Personal Loans |
|
Student Loans |
|
Credit Cards |
|
VISA |
|
MasterCard |
|
American Express |
|
Gas Card |
|
Department Store Card |
|
|
|
|
|
|
|
If you're engaged, married, or living with someone, have them fill in the worksheet, too. Then compare notes to get a handle on what you owe.