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Federal PLUS Loan (Parental Loan for Undergraduate Students) is designed for parents who need to borrow money to pay for their child's post-secondary school expenses.

The PLUS loan allows parents to borrow up to the full cost of education, less any financial aid received, has a variable interest rate, and may be used in conjunction with other student loan products. 

The Federal Stafford Student Loan is for a student who needs to borrow money to pay for their post-secondary school expenses.  For more information see the related articles on this site.