KBID 489 Date Created: 4/3/2003 Date Modified: 10/31/2008
Terms of Use:
Pay stubs for the past 2-3 months
W-2 forms for the past 2 years
Information on long-term debts
Recent bank statements
Tax returns for the past 2 years
Proof of any other income
Address and description of the property you wish to buy
Sales contract
During the application process, the lender will also order a report on your credit history and a professional appraisal of the property you want to purchase. The application process typically takes between 1-6 weeks.