You have several options.  If there are not sufficient funds in your checking account to cover an item presented for payment we will automatically transfer funds from your primary savings account (S1), if funds are available.  You may select up to 4 other accounts, including the Personal Line of Credit, for us to transfer funds from to cover an NSF item.  Please contact our Member Service Department to set up your Overdraft Protection Options.  There is a $2 fee for each Overdraft Transfer.
If funds are not available in any of these accounts you may be covered by Courtesy Pay.  See the link below to find out more about Courtesy Pay.