Members have a 5 day grace period for loan payments.  If a payment is more than 5 days late,  a fee of $35 or 20% of the interest due, whichever is greater, will be assesed.  If your account is more than 5 days past due, funds in your account will be frozen and will not be accessible via SmartLine, SmartLink or the Visa Debit/ATM card.
If you are having trouble making your monthly payment please contact us.  We'll do everything we can to help you make your payments and work within your budget.